Shaun M. Serelson, Esq.
Personal Injury Attorney
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Personal Injury - What Does Full Coverage Actually Mean?!

7/1/2020

 
I always ask people if they have “full coverage” on their auto insurance policy.  When people curiously say yes, I ask if they have any idea what “full coverage” means? In truth, I do not either.  For years, insurance companies have been convincing people that they have “full coverage” when they actually have the bare minimum.  

Florida only requires drivers to carry Personal Injury Protection (PIP), which will cover up to $10,000.00 of your own medical bills, and Property Damage (PD) which will pay for another’s damage if you cause an accident.  Insurance companies tell people they are fully covered when they are actually minimally covered.

Florida does not require Bodily Injury (BI) coverage, which will compensate another if you cause an accident resulting in injuries.  In turn, that results in many people driving without the necessary coverage (BI) to compensate you in case you are injured due to the negligence of another.  To combat the mass of underinsured drivers, especially in South Florida, it is extremely important to carry Uninsured/Underinsured Motorist (UM) coverage.  This UM will compensate you in case you are injured due to the negligence of an uninsured or underinsured motorist. 


At Reifkind, Thompson & Rudzinski, LLP, we provide free consultations and free insurance policy reviews.  Contact me via e-mail for your free consultation today (SSerelson@rtrlaw.com)

Medical Malpractice

5/1/2020

 
Everyone makes mistakes, including doctors and healthcare professionals.  Medical negligence occurs every day, and when it results in serious injuries you have the right to be compensated.  CNN has reported that babies at a West Palm Beach hospital had a mortality rate three times the national average between 2011 and 2013.  This alarming statistic demonstrates the need for stricter sanctions and more accountability amongst medical professionals.  Medical malpractice cases are lengthy and expensive. That is why you need experienced, knowledgeable, and determined attorneys on your side. 

At Reifkind, Thompson & Rudzinski, LLP, we strive to provide our clients with competent, diligent, and determined representation. (SSerelson@rtrlaw.com)

Food Poisoning and Personal Injury

4/1/2020

 
Food poisoning cases are some of the most difficult cases in the state of Florida. While manufacturers, producers of food and restaurants are strictly liable for any defective products placed into the stream of commerce, it is not an easy thing to prove. Strict liability means that the plaintiff does not have to prove that the defendant breached any duty that it owed to the plaintiff.  By virtue of the causation of an injury, the defendant is automatically liable to the plaintiff for those injuries. For example, if a plaintiff consumes a product that causes a food borne illness, the producer of that product may be held liable regardless of whether they violated any regulation of the Food and Drug Administration or state health department.


 
The Center for Disease Control and Prevention (CDC) estimates that each year, in the U.S. alone, approximately 48 million food poisoning cases occur, although most go unreported. This is why it is of the utmost importance to report your food borne illness to the producer of that food, whether it be a restaurant, grocery store, or large scale manufacturer. It is also extremely important to seek medical attention as soon as possible. Many times these food poisoning cases may start out as a mild upset stomach and gradually progress into serious, even life threatening conditions.


 
You may also have an actionable food poisoning case from an allergic reaction.  Many times, people advise a restaurant of their food allergies, such as gluten, peanuts or dairy. It often happens that although the restaurant may be aware of your allergy, they negligently serve you products containing your allergens. This too would fall under strict liability.  There is no excuse or exculpatory reason that would relieve their liability. They are strictly liability for your injuries, medical expenses, lost wages, and any other damages you may suffer.


 
At Reifkind, Thompson & Rudzinski, LLP, we provide free consultations and case reviews for food poisoning and other food borne illness type cases.  Contact me for your free consultation today. (SSerelson@rtrlaw.com)
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Slip and Fall Accidents

3/1/2020

 
Everyone makes mistakes, including doctors and healthcare professionals.  Medical negligence occurs every day, and when it results in serious injuries you have the right to be compensated.  CNN has reported that babies at a West Palm Beach hospital had a mortality rate three times the national average between 2011 and 2013.  This alarming statistic demonstrates the need for stricter sanctions and more accountability amongst medical professionals.  Medical malpractice cases are lengthy and expensive. That is why you need experienced, knowledgeable, and determined attorneys on your side. 
 
At Reifkind, Thompson & Rudzinski, LLP, we strive to provide our clients with competent, diligent, and determined representation. (SSerelson@rtrlaw.com)
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    Shaun M. Serelson, Esq.
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