Florida only requires drivers to carry Personal Injury Protection (PIP), which will cover up to $10,000.00 of your own medical bills, and Property Damage (PD) which will pay for another’s damage if you cause an accident. Insurance companies tell people they are fully covered when they are actually minimally covered.
Florida does not require Bodily Injury (BI) coverage, which will compensate another if you cause an accident resulting in injuries. In turn, that results in many people driving without the necessary coverage (BI) to compensate you in case you are injured due to the negligence of another. To combat the mass of underinsured drivers, especially in South Florida, it is extremely important to carry Uninsured/Underinsured Motorist (UM) coverage. This UM will compensate you in case you are injured due to the negligence of an uninsured or underinsured motorist.
At Reifkind, Thompson & Rudzinski, LLP, we provide free consultations and free insurance policy reviews. Contact me via e-mail for your free consultation today (SSerelson@rtrlaw.com)